This institution is no longer active

Operations ceased on June 27, 1996. CRA examination history below reflects the period it was active.

RIVER VALLEY BANK, FSB

WESLACO, TX · Supervised by OTS

Est. 1987FDIC #32,516

Outstanding Same

Current rating · Exam: March 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

606 South Texas Avenue, WESLACO, TX

County

Hidalgo County

Established

January 16, 1987

Total Assets

$164M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 4, 1996

Exam Type

Small Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Mar 1996	Outstanding	Small Bank
Mar 1994	Outstanding	Assessment Factor
Feb 1992	Satisfactory	Assessment Factor

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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