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This institution is no longer active

Operations ceased on June 10, 1996. CRA examination history below reflects the period it was active.

RIVER FOREST STATE BANK AND TRUST COMPANY

RIVER FOREST, IL · Supervised by FDIC

Est. 1913FDIC #10,793RSSD: FDIC-10793
Part ofRIVER FOREST BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: May 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 3.52%

Institution Profile

FDIC BankFind

Address

7727 Lake Street, RIVER FOREST, IL

County

Cook County

Established

January 2, 1913

Total Assets

$349M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1993

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$349M

Total Deposits

$313M

Net Loans

$258M

Net Income

$3M

ROA

3.52%

Above avg for Small banks. Peer avg: 0.44%

ROE

44.56%

Risk-Based Capital

11.35%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA3.52%Peer avg: 0.44%▲ Above avg
Risk-Based Capital11.35%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam DateRatingExam Type
May 1993SatisfactoryNot Reported
Jul 1990SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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