This institution is no longer active

Operations ceased on June 1, 2002. CRA examination history below reflects the period it was active.

RICHFIELD BANK & TRUST CO.

RICHFIELD, MN · Supervised by FDIC

Est. 1947FDIC #16,538RSSD: FDIC-16538

Part ofMARSHALL&ILSLEY CORP→ View all charters

Outstanding Up

Current rating · Exam: November 2001

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.36%

Is this bank safe?

RICHFIELD BANK & TRUST CO. earned an Outstanding CRA rating (2001), meets basic financial requirements (ROA +0.36%).

Institution Profile

FDIC BankFind

Address

6625 Lyndale Avenue South, RICHFIELD, MN

County

Hennepin County

Established

February 3, 1947

Total Assets

$767M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 2001

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2002Call Report / FDIC

Total Assets

$767M

Total Deposits

$543M

Net Loans

$416M

Net Income

$658K

ROA

0.36%

Below avg for Small banks. Peer avg: 0.44%

ROE

2.56%

Risk-Based Capital

9.24%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.36%Peer avg: 0.44%▼ Below avg

Risk-Based Capital9.24%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Nov 2001	Outstanding	Large Bank
Nov 1999	Satisfactory	Large Bank
Oct 1996	Outstanding	Not Reported

3 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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