This institution is no longer active

Operations ceased on January 22, 1999. CRA examination history below reflects the period it was active.

RELIANCE SAVINGS BANK

MILWAUKEE, WI · Supervised by FDIC

Est. 1922FDIC #28,470RSSD: FDIC-28470

Part ofRELIANCE BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: March 1998

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.40%

Is this bank safe?

RELIANCE SAVINGS BANK holds a Satisfactory CRA rating (1998), is financially strong (ROA +1.40%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

3140 South 27th St, MILWAUKEE, WI

County

Milwaukee County

Established

January 1, 1922

Total Assets

$40M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1998

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$40M

Total Deposits

$17M

Net Loans

$26M

Net Income

$582K

ROA

1.40%

Above avg for Small banks. Peer avg: 0.44%

ROE

2.76%

Risk-Based Capital

74.69%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.40%Peer avg: 0.44%▲ Above avg

Risk-Based Capital74.69%Peer avg: 23.03%▲ Above avg

Mortgage Denial Rate9.41%Peer avg: 6.90%▲ More than avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	457	81.62%	9.41%
2020	1,024	83.11%	9.57%
2019	711	81.01%	10.69%
2018	710	76.62%	14.79%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Mar 1998	Satisfactory	Small Bank
Apr 1994	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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