This institution is no longer active

Operations ceased on August 9, 1997. CRA examination history below reflects the period it was active.

REGIONS BANK OF GEORGIA

COLUMBUS, GA · Supervised by FDIC

Est. 1991FDIC #33,473RSSD: FDIC-33473

Part ofRegions Financial Corporation→ View all charters

Outstanding Same

Current rating · Exam: March 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.34%

Is this bank safe?

REGIONS BANK OF GEORGIA earned an Outstanding CRA rating (1996), is financially strong (ROA +1.34%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

201 13th Street, COLUMBUS, GA

County

Muscogee County

Established

July 26, 1991

Total Assets

$116M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$116M

Total Deposits

$96M

Net Loans

$36M

Net Income

$762K

ROA

1.34%

Above avg for Small banks. Peer avg: 0.44%

ROE

11.03%

Risk-Based Capital

27.12%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.34%Peer avg: 0.44%▲ Above avg

Risk-Based Capital27.12%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Mar 1996	Outstanding	Not Reported
Jan 1994	Outstanding	Not Reported
Apr 1993	Needs to Improve	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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