🏦Bank Scorer

This institution is no longer active

Operations ceased on October 3, 1991. CRA examination history below reflects the period it was active.

REAGAN STATE BANK

BIG LAKE, TX · Supervised by FDIC

Est. 1969FDIC #20,027RSSD: FDIC-20027
Part ofREAGAN BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 1991

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -16.50%

Institution Profile

FDIC BankFind

Address

123 Main Street, BIG LAKE, TX

County

Reagan County

Established

September 2, 1969

Total Assets

$20M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 8, 1991

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1991Call Report / FDIC

Total Assets

$20M

Total Deposits

$21M

Net Loans

$13M

Net Income

$-1,950K

ROA

-16.50%

Below avg for Small banks. Peer avg: 0.44%

ROE

-1666.67%

Risk-Based Capital

-6.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-16.50%Peer avg: 0.44%▼ Below avg
Risk-Based Capital-6.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

Exam DateRatingExam Type
Jun 1991SatisfactoryNot Reported
Apr 1990SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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