At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Needs Attention
ROA -1.76%
Is this bank safe?
RAYMOND FEDERAL BANK holds a Satisfactory CRA rating (2023), shows financial metrics that merit closer review (ROA -1.76%). Consumers may want to review the details below before banking here.
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$74M
Total Deposits
$71M
Net Loans
$59M
Net Income
$-331K
ROA
-1.76%
Below avg for Small banks. Peer avg: 0.44%
ROE
-42.18%
Risk-Based Capital
9.65%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
3
Branch Deposits
$57M
1-Year Change
0
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Small Bank |
| Apr 2017 | Satisfactory | Small Bank |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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