At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 1.70%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$826M
Total Deposits
$749M
Net Loans
$610M
Net Income
$4M
ROA
1.70%
ROE
18.74%
Risk-Based Capital
15.00%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
1
Branch Deposits
$717M
1-Year Change
0
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 98 | 90.82% | 1.02% |
| 2023 | 178 | 87.08% | 3.37% |
| 2022 | 255 | 89.02% | 0.78% |
| 2021 | 235 | 84.26% | 5.53% |
| 2020 | 227 | 92.95% | 2.64% |
| 2019 | 310 | 92.58% | 0.32% |
| 2018 | 277 | 90.25% | 4.33% |
2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red
This is the only examination on record for this bank.
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