At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 1.15%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$43.6B
Total Deposits
$32.9B
Net Loans
$24.9B
Net Income
$121M
ROA
1.15%
ROE
6.21%
Risk-Based Capital
15.96%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Regional banksCompared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
314
Branch Deposits
$27.8B
1-Year Change
-6
5-year net change: +7 branches
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 5,406 | 45.34% | 25.90% |
| 2023 | 8,773 | 56.12% | 18.56% |
| 2022 | 11,210 | 61.53% | 16.46% |
| 2021 | 11,665 | 67.64% | 15.07% |
| 2020 | 11,042 | 65.02% | 14.05% |
| 2019 | 6,406 | 64.17% | 18.72% |
| 2018 | 5,408 | 56.27% | 24.98% |
2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
11 previous ratings locked — dating back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/da18d862-7d4d-41d5-89f5-126e8e08d1bb" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: