🏦Bank Scorer

This institution is no longer active

Operations ceased on October 24, 1996. CRA examination history below reflects the period it was active.

PROBANK

THE WOODLANDS, TX · Supervised by FDIC

Est. 1984FDIC #24,981RSSD: FDIC-24981
Satisfactory Down

Current rating · Exam: December 1995

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.41%

Institution Profile

FDIC BankFind

Address

25211 Grogan'S Mill Road, THE WOODLANDS, TX

County

Montgomery County

Established

January 19, 1984

Total Assets

$63M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1996Call Report / FDIC

Total Assets

$63M

Total Deposits

$60M

Net Loans

$24M

Net Income

$199K

ROA

0.41%

Below avg for Small banks. Peer avg: 0.44%

ROE

9.85%

Risk-Based Capital

8.98%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.41%Peer avg: 0.44%▼ Below avg
Risk-Based Capital8.98%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 2 exams

Exam DateRatingExam Type
Dec 1995SatisfactoryNot Reported
Aug 1993OutstandingNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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