At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Strong
ROA 1.71%
Is this bank safe?
PRINCIPAL BANK holds a Satisfactory CRA rating (2009), is financially strong (ROA +1.71%). Overall, this bank appears financially sound.
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$9.6B
Total Deposits
$9.1B
Net Loans
$2.9B
Net Income
$40M
ROA
1.71%
Above avg for Community banks. Peer avg: 0.90%
ROE
33.27%
Risk-Based Capital
15.38%
Above avg for Community banks. Regulatory min: 8%
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
1
Branch Deposits
$8.4B
1-Year Change
0
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2009 | Satisfactory | Strategic Plan |
| Jul 2004 | Satisfactory | Strategic Plan |
| Jul 1999 | Satisfactory | Small Bank |
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/principal-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: