This institution is no longer active
Operations ceased on January 5, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$456M
Total Deposits
$359M
Net Loans
$352M
Net Income
$-586K
ROA
-0.13%
Below avg for Small banks. Peer avg: 0.44%
ROE
-1.35%
Risk-Based Capital
12.96%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 39 | 74.36% | 7.69% |
| 2023 | 34 | 94.12% | 0.00% |
| 2021 | 100 | 82% | 12.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Needs to Improve | Small Bank |
| Nov 2021 | Satisfactory | Small Bank |
| Oct 2015 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$363M
1-Year Change
0
5-year net change: -1 branches
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