This institution is no longer active

Operations ceased on January 31, 2014. CRA examination history below reflects the period it was active.

PREMIER SERVICE BANK

RIVERSIDE, CA · Supervised by FDIC

Est. 2001FDIC #57,059RSSD: FDIC-57059

Satisfactory Same

Current rating · Exam: April 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.09%

Institution Profile

FDIC BankFind

Address

3637 Arlington Avenue, Suite B, RIVERSIDE, CA

County

Riverside County

Established

September 10, 2001

Total Assets

$131M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2009

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2013Call Report / FDIC

Total Assets

$131M

Total Deposits

$117M

Net Loans

$58M

Net Income

$-116K

ROA

-0.09%

Below avg for Small banks. Peer avg: 0.44%

ROE

-1.07%

Risk-Based Capital

16.74%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.09%Peer avg: 0.44%▼ Below avg

Risk-Based Capital16.74%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Apr 2009	Satisfactory	Small Bank
Jan 2004	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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