🏦Bank Scorer

PORT RICHMOND SAVINGS

PHILADELPHIA, PA · Supervised by FDIC

Est. 1919FDIC #27,385RSSD: FDIC-27385
Satisfactory Same

Current rating · Exam: May 2022

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 2.61%

Is this bank safe?

PORT RICHMOND SAVINGS holds a Satisfactory CRA rating (2022), and is financially strong (ROA +2.61%).

Institution Profile

FDIC BankFind

Address

2522 E Allegheny Ave, PHILADELPHIA, PA

County

Philadelphia County

Established

January 1, 1919

Total Assets

$97M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2022

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:May 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$97M

Total Deposits

$61M

Net Loans

$83M

Net Income

$636K

ROA

2.61%

Above avg for Small banks. Peer avg: 0.44%

ROE

12.11%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA2.61%Peer avg: 0.44%▲ Above avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg
Mortgage Denial Rate0.00%Peer avg: 6.90%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$58M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
201932100%0.00%
20184297.62%0.00%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
May 2022SatisfactorySmall Bank
Apr 2016SatisfactorySmall Bank
Jan 2010SatisfactorySmall Bank

6 previous ratings locked — back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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