This institution is no longer active

Operations ceased on March 1, 2016. CRA examination history below reflects the period it was active.

PLEASANT PLAINS STATE BANK

JACKSONVILLE, IL · Supervised by FDIC

Est. 1873FDIC #10,868RSSD: FDIC-10868

Part ofWEST PLAINS INVESTORS INC→ View all charters

Satisfactory Same

Current rating · Exam: February 2003

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.46%

Institution Profile

FDIC BankFind

Address

1604 West Morton Avenue, JACKSONVILLE, IL

County

Morgan County

Established

January 1, 1873

Total Assets

$186M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2003

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2015Call Report / FDIC

Total Assets

$186M

Total Deposits

$165M

Net Loans

$83M

Net Income

$889K

ROA

0.46%

Above avg for Small banks. Peer avg: 0.44%

ROE

4.17%

Risk-Based Capital

19.65%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.46%Peer avg: 0.44%▲ Above avg

Risk-Based Capital19.65%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 2003	Satisfactory	Small Bank
Nov 1997	Satisfactory	Small Bank
Jul 1994	Satisfactory	Not Reported

2 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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