This institution is no longer active

Operations ceased on March 31, 2014. CRA examination history below reflects the period it was active.

PLATTE VALLEY STATE BANK & TRUST COMPANY

KEARNEY, NE · Supervised by FDIC

Est. 1944FDIC #16,112RSSD: FDIC-16112

Part ofLAURITZEN CORP→ View all charters

Outstanding Up

Current rating · Exam: October 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.69%

Is this bank safe?

PLATTE VALLEY STATE BANK & TRUST COMPANY earned an Outstanding CRA rating (1993), meets basic financial requirements (ROA +0.69%).

Institution Profile

FDIC BankFind

Address

2223 Second Avenue, KEARNEY, NE

County

Buffalo County

Established

January 3, 1944

Total Assets

$441M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2013Call Report / FDIC

Total Assets

$441M

Total Deposits

$322M

Net Loans

$293M

Net Income

$3M

ROA

0.69%

Above avg for Small banks. Peer avg: 0.44%

ROE

8.54%

Risk-Based Capital

12.26%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.69%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.26%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Oct 1993	Outstanding	Not Reported
Mar 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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