This institution is no longer active

Operations ceased on April 4, 2020. CRA examination history below reflects the period it was active.

PLATTE VALLEY BANK OF MISSOURI

PLATTE CITY, MO · Supervised by FDIC

Est. 1933FDIC #14,869RSSD: FDIC-14869

Part ofCENTRAL BANCOMPANY INC→ View all charters

Satisfactory Same

Current rating · Exam: July 2018

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.50%

Is this bank safe?

PLATTE VALLEY BANK OF MISSOURI holds a Satisfactory CRA rating (2018), is financially strong (ROA +1.50%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

2400 Prairie View Road, PLATTE CITY, MO

County

Platte County

Established

October 20, 1933

Total Assets

$690M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2018

Exam Type

Intermediate Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2020Call Report / FDIC

Total Assets

$690M

Total Deposits

$540M

Net Loans

$431M

Net Income

$3M

ROA

1.50%

Above avg for Small banks. Peer avg: 0.44%

ROE

9.11%

Risk-Based Capital

12.94%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.50%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.94%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate4.13%Peer avg: 6.90%▼ Fewer than avg

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Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2019	484	86.78%	4.13%
2018	551	84.03%	4.17%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jul 2018	Satisfactory	Intermediate Small Bank
Aug 2015	Satisfactory	Intermediate Small Bank
Nov 2012	Satisfactory	Intermediate Small Bank

6 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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