This institution is no longer active

Operations ceased on January 1, 2015. CRA examination history below reflects the period it was active.

PLANO BANK & TRUST

PLANO, TX · Supervised by FDIC

Est. 1963FDIC #18,843RSSD: FDIC-18843

Part ofPLANO BANCSHARES INC→ View all charters

Outstanding Same

Current rating · Exam: May 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.84%

Institution Profile

FDIC BankFind

Address

5000 Legacy Drive, PLANO, TX

County

Collin County

Established

July 26, 1963

Total Assets

$1.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2014Call Report / FDIC

Total Assets

$1.9B

Total Deposits

$1.6B

Net Loans

$1.4B

Net Income

$34M

ROA

1.84%

Above avg for Community banks. Peer avg: 0.90%

ROE

18.22%

Risk-Based Capital

13.94%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.84%Peer avg: 0.90%▲ Above avg

Risk-Based Capital13.94%Peer avg: 12.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
May 1996	Outstanding	Not Reported
Jun 1993	Outstanding	Not Reported
May 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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