🏦Bank Scorer

PINNACLE BANK

FORT WORTH, TX · Supervised by FDIC

Est. 1970FDIC #20,231RSSD: FDIC-20231
Part ofPINNACLE BCORP INC→ View all charters
Outstanding Same

Current rating · Exam: March 2025

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.37%

Institution Profile

FDIC BankFind

Address

250 W Lancaster Ave, FORT WORTH, TX

County

Tarrant County

Established

August 10, 1970

Total Assets

$2.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 2025

Exam Type

Large Bank

Regulator

FDIC
Estimated next exam:Mar 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.7B

Total Deposits

$2.3B

Net Loans

$1.9B

Net Income

$9M

ROA

1.37%

ROE

10.57%

Risk-Based Capital

14.75%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

28

Branch Deposits

$2.3B

1-Year Change

-1

5-year net change: +6 branches

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

9 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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