🏦Bank Scorer

PIKES PEAK NATIONAL BANK

COLORADO SPRINGS, CO · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1957FDIC #17,782
Satisfactory Same

Current rating · Exam: November 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.53%

Is this bank safe?

PIKES PEAK NATIONAL BANK holds a Satisfactory CRA rating (2024), meets basic financial requirements (ROA +0.53%).

Institution Profile

FDIC BankFind

Address

2401 W Colorado Ave, COLORADO SPRINGS, CO

County

El Paso County

Established

July 1, 1957

Total Assets

$111M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 18, 2024

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Nov 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$111M

Total Deposits

$93M

Net Loans

$71M

Net Income

$147K

ROA

0.53%

Above avg for Small banks. Peer avg: 0.44%

ROE

3.50%

Risk-Based Capital

24.44%

Above avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.53%Peer avg: 0.44%▲ Above avg
Risk-Based Capital24.44%Peer avg: 23.03%▲ Above avg
Mortgage Denial Rate41.67%Peer avg: 6.90%▲ More than avg

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Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$90M

1-Year Change

0

5-year net change: -1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20192445.83%41.67%
20182268.18%18.18%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Nov 2024SatisfactorySmall Bank
Aug 2020SatisfactorySmall Bank
Aug 2015OutstandingSmall Bank

5 previous ratings locked — back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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