PEOPLES STATE BANK

NEW LEXINGTON, OH · Supervised by FDIC

Est. 1932FDIC #6,659RSSD: FDIC-6659

Part ofPEOPLES NATL BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: December 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.94%

Institution Profile

FDIC BankFind

Website

www.psbohio.com

Address

114 N Main St, NEW LEXINGTON, OH

County

Perry County

Established

February 15, 1932

Total Assets

$304M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2020

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$304M

Total Deposits

$279M

Net Loans

$217M

Net Income

$683K

ROA

0.94%

ROE

11.73%

Risk-Based Capital

13.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$253M

1-Year Change

5-year net change: +1 branches

This is the only examination on record for this bank.

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