🏦Bank Scorer

PEOPLES STATE BANK OF TRUMAN, INCORPORATED

TRUMAN, MN · Supervised by FDIC

Est. 1916FDIC #1,905RSSD: FDIC-1905
Part ofPROFINIUM FINL HOLDINGS INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.74%

Institution Profile

FDIC BankFind

Address

414 N 5th Ave E, TRUMAN, MN

County

Martin County

Established

May 12, 1916

Total Assets

$524M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2001

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$524M

Total Deposits

$448M

Net Loans

$386M

Net Income

$972K

ROA

0.74%

ROE

8.19%

Risk-Based Capital

14.15%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$442M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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