🏦Bank Scorer

PEOPLES STATE BANK

MANHATTAN, KS · Supervised by FDIC

Est. 1897FDIC #17,685RSSD: FDIC-17685
Part ofFOOTE FINANCIAL SERVICES LLC→ View all charters
Satisfactory Same

Current rating · Exam: March 2023

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.44%

Institution Profile

FDIC BankFind

Address

2401 N Seth Child Rd, MANHATTAN, KS

County

Riley County

Established

January 1, 1897

Total Assets

$634M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2023

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Mar 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$634M

Total Deposits

$557M

Net Loans

$462M

Net Income

$705K

ROA

0.44%

ROE

4.46%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

11

Branch Deposits

$545M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

18 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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