🏦Bank Scorer

PEOPLES STATE BANK

BLAIR, OK · Supervised by FDIC

Est. 1952FDIC #17,138RSSD: FDIC-17138
Satisfactory Same

Current rating · Exam: November 2025

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.31%

Institution Profile

FDIC BankFind

Address

117 East Main Street, BLAIR, OK

County

Jackson County

Established

August 25, 1952

Total Assets

$14M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2025

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Nov 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$14M

Total Deposits

$13M

Net Loans

$10M

Net Income

$46K

ROA

1.31%

Above avg for Small banks. Peer avg: 0.44%

ROE

10.35%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.31%Peer avg: 0.44%▲ Above avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$12M

1-Year Change

0

5-year net change: -1 branches

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
Nov 2025SatisfactorySmall Bank
Mar 2020SatisfactorySmall Bank
Mar 2014SatisfactorySmall Bank

7 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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