This institution is no longer active

Operations ceased on April 2, 2022. CRA examination history below reflects the period it was active.

PEOPLE'S BANK

BRIDGEPORT, CT · Supervised by FDIC

Est. 1988FDIC #27,334RSSD: FDIC-27334

Part ofPEOPLES UNITED FINANCIAL INC→ View all charters

Outstanding Same

Current rating · Exam: June 2006

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.14%

Is this bank safe?

PEOPLE'S BANK earned an Outstanding CRA rating (2006), meets basic financial requirements (ROA +0.14%).

Institution Profile

FDIC BankFind

Address

850 Main St, BRIDGEPORT, CT

County

Fairfield County

Established

July 6, 1988

Total Assets

$62.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 2006

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2022Call Report / FDIC

Total Assets

$62.8B

Total Deposits

$53.5B

Net Loans

$36.0B

Net Income

$22M

ROA

0.14%

Below avg for Regional banks. Peer avg: 0.88%

ROE

1.17%

Risk-Based Capital

14.04%

Below avg for Regional banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

ROA0.14%Peer avg: 0.88%▼ Below avg

Risk-Based Capital14.04%Peer avg: 30.04%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jun 2006	Outstanding	Large Bank
Apr 2003	Outstanding	Large Bank
Jun 2000	Outstanding	Large Bank

3 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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