🏦Bank Scorer

This institution is no longer active

Operations ceased on November 15, 1996. CRA examination history below reflects the period it was active.

PELICAN VALLEY STATE BANK

PELICAN RAPIDS, MN · Supervised by FDIC

Est. 1882FDIC #11,412RSSD: FDIC-11412
Part ofINTERNATIONAL BCORP→ View all charters
Outstanding Up

Current rating · Exam: September 1993

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.61%

Is this bank safe?

PELICAN VALLEY STATE BANK earned an Outstanding CRA rating (1993), is financially strong (ROA +1.61%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

11 South Broadway, PELICAN RAPIDS, MN

County

Otter Tail County

Established

January 1, 1882

Total Assets

$65M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1993

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1996Call Report / FDIC

Total Assets

$65M

Total Deposits

$55M

Net Loans

$44M

Net Income

$768K

ROA

1.61%

Above avg for Small banks. Peer avg: 0.44%

ROE

19.83%

Risk-Based Capital

13.99%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.61%Peer avg: 0.44%▲ Above avg
Risk-Based Capital13.99%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Sep 1993OutstandingNot Reported
Mar 1991SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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