🏦Bank Scorer

This institution is no longer active

Operations ceased on October 11, 2008. CRA examination history below reflects the period it was active.

PARTNERS BANK

GLEN CARBON, IL · Supervised by FDIC

Est. 2000FDIC #35,416RSSD: FDIC-35416
Part ofPARTNERS FINL HOLDINGS INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2007

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.76%

Institution Profile

FDIC BankFind

Address

#1 Ginger Creek Meadows, GLEN CARBON, IL

County

Madison County

Established

February 7, 2000

Total Assets

$165M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2007

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$165M

Total Deposits

$110M

Net Loans

$105M

Net Income

$917K

ROA

0.76%

Above avg for Small banks. Peer avg: 0.44%

ROE

10.14%

Risk-Based Capital

12.02%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.76%Peer avg: 0.44%▲ Above avg
Risk-Based Capital12.02%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

Exam DateRatingExam Type
Jun 2007SatisfactorySmall Bank
Jun 2002SatisfactorySmall Bank

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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