🏦Bank Scorer

This institution is no longer active

Operations ceased on March 7, 1994. CRA examination history below reflects the period it was active.

PARKDALE BANK

BEAUMONT, TX · Supervised by FDIC

Est. 1973FDIC #21,207RSSD: FDIC-21207
Outstanding Same

Current rating · Exam: November 1991

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.41%

Institution Profile

FDIC BankFind

Address

6025 Eastex Freeway, BEAUMONT, TX

County

Jefferson County

Established

September 4, 1973

Total Assets

$60M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 1991

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$60M

Total Deposits

$53M

Net Loans

$19M

Net Income

$914K

ROA

1.41%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.38%

Risk-Based Capital

24.94%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.41%Peer avg: 0.44%▲ Above avg
Risk-Based Capital24.94%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam DateRatingExam Type
Nov 1991OutstandingNot Reported
Jul 1990OutstandingNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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