At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 0.92%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$213M
Total Deposits
$174M
Net Loans
$184M
Net Income
$488K
ROA
0.92%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.96%
Risk-Based Capital
22.29%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
3
Branch Deposits
$171M
1-Year Change
0
Rating History
CRA / FFIECRating Trend
→ StableBased on last 2 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2022 | Outstanding | Small Bank |
| Jan 2016 | Outstanding | Small Bank |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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