🏦Bank Scorer

This institution is no longer active

Operations ceased on December 31, 2015. CRA examination history below reflects the period it was active.

PAN PACIFIC BANK

FREMONT, CA · Supervised by FDIC

Est. 2005FDIC #57,989RSSD: FDIC-57989
Satisfactory Same

Current rating · Exam: June 2011

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.42%

Institution Profile

FDIC BankFind

Address

47065 Warm Springs Boulevard, FREMONT, CA

County

Alameda County

Established

July 18, 2005

Total Assets

$141M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2011

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2015Call Report / FDIC

Total Assets

$141M

Total Deposits

$120M

Net Loans

$112M

Net Income

$433K

ROA

0.42%

Below avg for Small banks. Peer avg: 0.44%

ROE

3.19%

Risk-Based Capital

14.15%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.42%Peer avg: 0.44%▼ Below avg
Risk-Based Capital14.15%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

Exam DateRatingExam Type
Jun 2011SatisfactorySmall Bank
Dec 2007SatisfactorySmall Bank

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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