This institution is no longer active

Operations ceased on March 15, 2003. CRA examination history below reflects the period it was active.

PACIFIC BUSINESS BANK

SANTA FE SPRINGS, CA · Supervised by FDIC

Est. 1984FDIC #25,069RSSD: FDIC-25069

Satisfactory Same

Current rating · Exam: May 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.03%

Institution Profile

FDIC BankFind

Address

10100 Pioneer Boulevard, Suite 1000, SANTA FE SPRINGS, CA

County

Los Angeles County

Established

April 2, 1984

Total Assets

$163M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2002Call Report / FDIC

Total Assets

$163M

Total Deposits

$140M

Net Loans

$122M

Net Income

$-42K

ROA

-0.03%

Below avg for Small banks. Peer avg: 0.44%

ROE

-0.23%

Risk-Based Capital

12.43%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.03%Peer avg: 0.44%▼ Below avg

Risk-Based Capital12.43%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
May 1999	Satisfactory	Small Bank
Sep 1996	Satisfactory	Small Bank
Jul 1994	Satisfactory	Not Reported

1 previous rating locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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