OZONA BANK

OZONA, TX · Supervised by FDIC

Est. 1905FDIC #3,376RSSD: FDIC-3376

Part ofONB BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: October 2023

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.54%

Institution Profile

FDIC BankFind

Website

www.ozona.bank

Address

503 11th Street, OZONA, TX

County

Crockett County

Established

June 1, 1905

Total Assets

$346M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2023

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Oct 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$346M

Total Deposits

$278M

Net Loans

$159M

Net Income

$451K

ROA

0.54%

ROE

5.63%

Risk-Based Capital

23.29%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$272M

1-Year Change

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/8e3253ff-1ce0-42b2-b11f-a1008569d453"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: