This institution is no longer active

Operations ceased on December 1, 2019. CRA examination history below reflects the period it was active.

ORITANI BANK

TOWNSHIP OF WASHINGTON, NJ · Supervised by FDIC

Est. 1911FDIC #28,866RSSD: FDIC-28866

Part ofORITANI FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: October 2018

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.23%

Is this bank safe?

ORITANI BANK holds a Satisfactory CRA rating (2018), is financially strong (ROA +1.23%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

370 Pascack Road, TOWNSHIP OF WASHINGTON, NJ

County

Bergen County

Established

January 1, 1911

Total Assets

$4.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2018

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2019Call Report / FDIC

Total Assets

$4.0B

Total Deposits

$3.0B

Net Loans

$3.4B

Net Income

$37M

ROA

1.23%

Above avg for Community banks. Peer avg: 0.90%

ROE

10.13%

Risk-Based Capital

14.79%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.23%Peer avg: 0.90%▲ Above avg

Risk-Based Capital14.79%Peer avg: 12.91%▲ Above avg

Mortgage Denial Rate15.21%Peer avg: 10.20%▲ More than avg

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Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2019	217	63.13%	15.21%
2018	185	56.76%	14.59%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Oct 2018	Satisfactory	Large Bank
Jul 2015	Satisfactory	Large Bank
Jul 2012	Satisfactory	Large Bank

5 previous ratings locked — back to 1999

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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