This institution is no longer active

Operations ceased on February 1, 2016. CRA examination history below reflects the period it was active.

ORANGE COUNTY BUSINESS BANK

IRVINE, CA · Supervised by FDIC

Est. 2002FDIC #57,338RSSD: FDIC-57338

Satisfactory Same

Current rating · Exam: November 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.59%

Institution Profile

FDIC BankFind

Address

17901 Von Karman Avenue, Suite 100, IRVINE, CA

County

Orange County

Established

December 26, 2002

Total Assets

$190M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2015

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2015Call Report / FDIC

Total Assets

$190M

Total Deposits

$126M

Net Loans

$127M

Net Income

$1M

ROA

0.59%

Above avg for Small banks. Peer avg: 0.44%

ROE

2.47%

Risk-Based Capital

38.34%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.59%Peer avg: 0.44%▲ Above avg

Risk-Based Capital38.34%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Nov 2015	Satisfactory	Small Bank
Feb 2010	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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