🏦Bank Scorer

This institution is no longer active

Operations ceased on August 30, 2011. CRA examination history below reflects the period it was active.

ORANGE COMMUNITY BANK

ORANGE, CA · Supervised by FDIC

Est. 2000FDIC #35,535RSSD: FDIC-35535
Part ofORANGE COMMUNITY BCORP→ View all charters
Satisfactory Same

Current rating · Exam: September 2008

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.67%

Institution Profile

FDIC BankFind

Address

1045 West Katella Avenue, ORANGE, CA

County

Orange County

Established

November 20, 2000

Total Assets

$234M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 5, 2008

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2011Call Report / FDIC

Total Assets

$234M

Total Deposits

$209M

Net Loans

$136M

Net Income

$764K

ROA

0.67%

Above avg for Small banks. Peer avg: 0.44%

ROE

6.78%

Risk-Based Capital

15.19%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.67%Peer avg: 0.44%▲ Above avg
Risk-Based Capital15.19%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

Exam DateRatingExam Type
Sep 2008SatisfactorySmall Bank
Apr 2003SatisfactorySmall Bank

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/8fb4dc2b-5e25-4a74-acc5-0de6332570f1"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: