This institution is no longer active

Operations ceased on March 20, 2004. CRA examination history below reflects the period it was active.

OMNI BANK

MACOMB, IL · Supervised by FDIC

Est. 1909FDIC #12,116RSSD: FDIC-12116

Part ofUNIONBANCORP INC→ View all charters

Outstanding Up

Current rating · Exam: December 1995

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -1.63%

Institution Profile

FDIC BankFind

Address

440 North Lafayette Street, MACOMB, IL

County

Mcdonough County

Established

January 1, 1909

Total Assets

$160M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$160M

Total Deposits

$131M

Net Loans

$72M

Net Income

$-2,713K

ROA

-1.63%

Below avg for Small banks. Peer avg: 0.44%

ROE

-15.69%

Risk-Based Capital

13.10%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-1.63%Peer avg: 0.44%▼ Below avg

Risk-Based Capital13.10%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Dec 1995	Outstanding	Not Reported
Aug 1993	Satisfactory	Not Reported
Apr 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/4bdca201-b1f3-4b73-9b52-b77816c23e86"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: