This institution is no longer active

Operations ceased on November 22, 2019. CRA examination history below reflects the period it was active.

OLD LINE BANK

BOWIE, MD · Supervised by FDIC

Est. 1989FDIC #27,599RSSD: FDIC-27599

Part ofOLD LINE BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: September 2017

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.27%

Is this bank safe?

OLD LINE BANK holds a Satisfactory CRA rating (2017), is financially strong (ROA +1.27%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

1525 Pointer Ridge Place, BOWIE, MD

County

Prince George'S County

Established

September 28, 1989

Total Assets

$3.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2017

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2019Call Report / FDIC

Total Assets

$3.1B

Total Deposits

$2.4B

Net Loans

$2.5B

Net Income

$29M

ROA

1.27%

Above avg for Community banks. Peer avg: 0.90%

ROE

9.28%

Risk-Based Capital

11.98%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.27%Peer avg: 0.90%▲ Above avg

Risk-Based Capital11.98%Peer avg: 12.91%▼ Below avg

Mortgage Denial Rate14.54%Peer avg: 10.20%▲ More than avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2019	915	65.46%	14.54%
2018	775	65.03%	18.32%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red

This is the only examination on record for this bank.

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