This institution is no longer active

Operations ceased on July 1, 2021. CRA examination history below reflects the period it was active.

OHANA PACIFIC BANK

HONOLULU, HI · Supervised by FDIC

Est. 2006FDIC #58,231RSSD: FDIC-58231

Outstanding Same

Current rating · Exam: August 2017

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.51%

Is this bank safe?

OHANA PACIFIC BANK earned an Outstanding CRA rating (2017), meets basic financial requirements (ROA +0.51%).

Institution Profile

FDIC BankFind

Address

1357 Kapiolani Boulevard, Suite 102, HONOLULU, HI

County

Honolulu County

Established

June 1, 2006

Total Assets

$226M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2017

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2021Call Report / FDIC

Total Assets

$226M

Total Deposits

$203M

Net Loans

$148M

Net Income

$531K

ROA

0.51%

Above avg for Small banks. Peer avg: 0.44%

ROE

4.89%

Risk-Based Capital

18.84%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.51%Peer avg: 0.44%▲ Above avg

Risk-Based Capital18.84%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate0.00%Peer avg: 6.90%▼ Fewer than avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2018	13	100%	0.00%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Aug 2017	Outstanding	Small Bank
Nov 2011	Outstanding	Small Bank
Dec 2008	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/ohana-pacific-bank"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: