This institution is no longer active
Operations ceased on October 1, 2024. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Needs to Improve
Has deficiencies in community lending that regulators have identified
Financial Health
Needs Attention
ROA -0.68%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$862M
Total Deposits
$741M
Net Loans
$695M
Net Income
$-4,337K
ROA
-0.68%
Below avg for Small banks. Peer avg: 0.44%
ROE
-6.44%
Risk-Based Capital
10.24%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIECRating Trend
↓ DecliningBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Needs to Improve | Intermediate Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
| Sep 2014 | Satisfactory | Small Bank |
14 previous ratings locked — back to 1991
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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