Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$925M
Total Deposits
$721M
Net Loans
$359M
Net Income
$2M
ROA
1.00%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.51%
Risk-Based Capital
18.15%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 43 | 97.67% | 0.00% |
| 2023 | 62 | 96.77% | 3.23% |
| 2019 | 58 | 94.83% | 0.00% |
| 2018 | 62 | 95.16% | 4.84% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Intermediate Small Bank |
| Mar 2022 | Outstanding | Small Bank |
| Aug 2017 | Satisfactory | Small Bank |
1 previous rating locked — back to 2012
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Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$645M
1-Year Change
+1
5-year net change: +1 branches
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