🏦Bank Scorer

This institution is no longer active

Operations ceased on May 1, 2000. CRA examination history below reflects the period it was active.

NORTHWEST SAVINGS BANK

AMERY, WI · Supervised by FDIC

Est. 1936FDIC #29,754RSSD: FDIC-29754
Part ofOTTO BREMER FOUNDATION→ View all charters
Outstanding Up

Current rating · Exam: June 1998

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.01%

Is this bank safe?

NORTHWEST SAVINGS BANK earned an Outstanding CRA rating (1998), meets basic financial requirements (ROA +0.01%).

Institution Profile

FDIC BankFind

Address

234 Keller Avenue, AMERY, WI

County

Polk County

Established

September 1, 1936

Total Assets

$97M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 1998

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2000Call Report / FDIC

Total Assets

$97M

Total Deposits

$60M

Net Loans

$73M

Net Income

$2K

ROA

0.01%

Below avg for Small banks. Peer avg: 0.44%

ROE

0.06%

Risk-Based Capital

16.04%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.01%Peer avg: 0.44%▼ Below avg
Risk-Based Capital16.04%Peer avg: 23.03%▼ Below avg
Mortgage Denial Rate16.92%Peer avg: 6.90%▲ More than avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20182,80263.2%16.92%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jun 1998OutstandingSmall Bank
Apr 1995SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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