This institution is no longer active
Operations ceased on January 31, 2007. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Strong
ROA 1.23%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$173M
Total Deposits
$136M
Net Loans
$118M
Net Income
$2M
ROA
1.23%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.44%
Risk-Based Capital
11.05%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2004 | Satisfactory | Small Bank |
| Mar 1999 | Satisfactory | Small Bank |
| Jul 1996 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1990
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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