🏦Bank Scorer

This institution is no longer active

Operations ceased on September 12, 1997. CRA examination history below reflects the period it was active.

NORTHWEST BANK & TRUST CO.

OKLAHOMA CITY, OK · Supervised by FDIC

Est. 1952FDIC #17,097RSSD: FDIC-17097
Outstanding Up

Current rating · Exam: February 1995

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 2.15%

Is this bank safe?

NORTHWEST BANK & TRUST CO. earned an Outstanding CRA rating (1995), is financially strong (ROA +2.15%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

2225 North May Avenue, OKLAHOMA CITY, OK

County

Oklahoma County

Established

April 14, 1952

Total Assets

$2.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$2.8B

Total Deposits

$1.4B

Net Loans

$1.8B

Net Income

$41M

ROA

2.15%

Above avg for Community banks. Peer avg: 0.90%

ROE

32.55%

Risk-Based Capital

17.55%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA2.15%Peer avg: 0.90%▲ Above avg
Risk-Based Capital17.55%Peer avg: 12.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Feb 1995OutstandingNot Reported
Jun 1992SatisfactoryNot Reported
Jun 1991SatisfactoryNot Reported

1 previous rating locked — back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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