🏦Bank Scorer

This institution is no longer active

Operations ceased on February 27, 1999. CRA examination history below reflects the period it was active.

NORTHSIDE BANK OF TAMPA

TAMPA, FL · Supervised by FDIC

Est. 1989FDIC #27,498RSSD: FDIC-27498
Outstanding Up

Current rating · Exam: July 1996

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.74%

Is this bank safe?

NORTHSIDE BANK OF TAMPA earned an Outstanding CRA rating (1996), is financially strong (ROA +1.74%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

12233 North Florida Avenue, TAMPA, FL

County

Hillsborough County

Established

May 1, 1989

Total Assets

$73M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 1996

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$73M

Total Deposits

$64M

Net Loans

$38M

Net Income

$1M

ROA

1.74%

Above avg for Small banks. Peer avg: 0.44%

ROE

13.43%

Risk-Based Capital

20.45%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.74%Peer avg: 0.44%▲ Above avg
Risk-Based Capital20.45%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jul 1996OutstandingSmall Bank
Jun 1994SatisfactoryNot Reported
May 1992SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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