🏦Bank Scorer

NORTHFIELD BANK

STATEN ISLAND, NY · Supervised by FDIC

Est. 1887FDIC #28,710RSSD: FDIC-28710
Part ofNORTHFIELD BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.99%

Institution Profile

FDIC BankFind

Address

4142 Hylan Blvd, STATEN ISLAND, NY

County

Richmond County

Established

January 1, 1887

Total Assets

$5.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2007

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$5.7B

Total Deposits

$4.1B

Net Loans

$3.8B

Net Income

$14M

ROA

0.99%

ROE

7.76%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate54.48%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

37

Branch Deposits

$4.0B

1-Year Change

-2

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202493837.1%54.48%
20231,01339.88%53.01%
20221,72647.97%42.58%
20211,45753.33%39.19%
202089053.71%38.65%
201978654.33%38.04%
201885256.46%37.44%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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