🏦Bank Scorer

NORTHEAST BANK

PORTLAND, ME · Supervised by FDIC

Est. 1872FDIC #19,690RSSD: FDIC-19690
Satisfactory Same

Current rating · Exam: January 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 2.39%

Is this bank safe?

NORTHEAST BANK holds a Satisfactory CRA rating (2023), is financially strong (ROA +2.39%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

27 Pearl St, PORTLAND, ME

County

Cumberland County

Established

February 5, 1872

Total Assets

$5.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2023

Exam Type

Strategic Plan

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jan 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$5.0B

Total Deposits

$3.7B

Net Loans

$4.5B

Net Income

$30M

ROA

2.39%

Above avg for Community banks. Peer avg: 0.90%

ROE

21.64%

Risk-Based Capital

14.20%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA2.39%Peer avg: 0.90%▲ Above avg
Risk-Based Capital14.20%Peer avg: 12.91%▲ Above avg
Mortgage Denial Rate4.44%Peer avg: 10.20%▼ Fewer than avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

9

Branch Deposits

$3.4B

1-Year Change

0

5-year net change: -2 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20244595.56%4.44%
202341100%0.00%
20214100%0.00%
202012361.79%21.95%
201929873.15%10.74%
201837873.54%10.58%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jan 2023SatisfactoryStrategic Plan
Sep 2019SatisfactoryStrategic Plan
Dec 2016SatisfactoryIntermediate Small Bank

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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