This institution is no longer active
Operations ceased on January 31, 2015. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Institution Profile
FDIC BankFindAddress
661 W. Thompson St., DECATUR, TX
County
Wise County
Established
October 5, 2004
Total Assets
$186M(latest call report)
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Satisfactory
Meets federal requirements for community lending
Exam Date
February 11, 2013
Exam Type
Small Bank
Regulator
OCC (Office of the Comptroller of the Currency)
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Rating History
CRA / FFIECRating Trend
→ StableBased on last 2 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2013 | Satisfactory | Small Bank |
| Apr 2007 | Satisfactory | Small Bank |
Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
Exam dates and details are paywalled
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