This institution is no longer active
Operations ceased on April 4, 2003. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Institution Profile
FDIC BankFindAddress
525 Salem Street, CHICO, CA
County
Butte County
Established
March 15, 1982
Total Assets
$142M(latest call report)
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Satisfactory
Meets federal requirements for community lending
Exam Date
February 20, 2002
Exam Type
Small Bank
Regulator
OCC (Office of the Comptroller of the Currency)
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2002 | Satisfactory | Small Bank |
| Jun 1997 | Satisfactory | Not Reported |
| Oct 1994 | Satisfactory | Not Reported |
Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
Exam dates and details are paywalled
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