🏦Bank Scorer

NORTH EASTON SAVINGS BANK

SOUTH EASTON, MA · Supervised by FDIC

Est. 1864FDIC #90,259RSSD: FDIC-90259
Part of1864 BCORP MHC→ View all charters
Satisfactory Same

Current rating · Exam: September 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.71%

Institution Profile

FDIC BankFind

Address

20 Eastman St, SOUTH EASTON, MA

County

Bristol County

Established

February 8, 1864

Total Assets

$1.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Sep 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.8B

Total Deposits

$1.6B

Net Loans

$1.3B

Net Income

$3M

ROA

0.71%

ROE

6.79%

Risk-Based Capital

16.68%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate14.86%Peer avg: 9.91%▼ Below avg

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Branch Footprint

FDIC SOD 2025

Total Branches

15

Branch Deposits

$1.5B

1-Year Change

-1

5-year net change: -4 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202427661.96%14.86%
202329266.44%16.44%
202245567.47%14.51%
202191275.33%10.42%
202078271.99%10.87%
201955175.14%11.80%
201820670.87%7.28%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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