At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Needs Attention
ROA -0.89%
Is this bank safe?
NORTH CAMBRIDGE CO-OPERATIVE BANK holds a Satisfactory CRA rating (2023), and shows financial metrics that merit closer review (ROA -0.89%).
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$86M
Total Deposits
$60M
Net Loans
$47M
Net Income
$-195K
ROA
-0.89%
Below avg for Small banks. Peer avg: 0.44%
ROE
-3.12%
Risk-Based Capital
64.54%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
1
Branch Deposits
$59M
1-Year Change
0
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Small Bank |
| Aug 2016 | Satisfactory | Small Bank |
| Jun 2010 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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